CLTV Calculator
Combined loan-to-value.
For a 2nd position, CLTV is the metric that matters: (existing first loan + requested new loan) ÷ property value.
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Estimated CLTV—
New-money LTV—
Total debt after loan—
Equity remaining—
Enter the property value, the existing first loan, and the requested new loan.
Run this as a full scenarioThis is not a loan approval or commitment to lend. All scenarios require review by a licensed mortgage professional and/or private capital source. Terms, availability, and eligibility depend on property, borrower, collateral, documentation, occupancy, purpose, and applicable law.