LTV / LTC Calculator

Loan-to-value & loan-to-cost.

LTV for a new 1st or refinance, and LTC for a purchase + rehab. Estimates only.

Requested loan

Property value (or ARV)

Purchase price (optional)

Rehab budget (optional)

Loan-to-Value (LTV)—

Loan-to-Cost (LTC)—

Enter the loan amount and property value. Add purchase + rehab to see loan-to-cost.

Run this as a full scenario

This is not a loan approval or commitment to lend. All scenarios require review by a licensed mortgage professional and/or private capital source. Terms, availability, and eligibility depend on property, borrower, collateral, documentation, occupancy, purpose, and applicable law.